Century Auto
Sales: 650-992-7777

Interest Rates


Many consumers believe their FICO score is the main factor a bank considers to derive an interest rate when actually a borrower’s credit report content is the leading consideration. While a FICO score is considered, these other factors are of greater influence: oldest account reported to a credit bureau, revolving credit availability to revolving credit utilized, total minimum debt payment to income ratio, proposed car payment to income ratio, previous car payment history -- the factors that push rates up and down are . Given, our business only succeeds if you are comfortable with your loan terms we work very hard with our network of lenders to obtain terms you can live with.