Century Auto
Call Us: 650-992-7777

Interest Rates


Many consumers believe their FICO score is the main factor a bank considers to derive an interest rate when actually a borrower’s credit report content is the leading consideration. While a FICO score is considered, these other factors are of greater influence: oldest account reported to a credit bureau, revolving credit availability to revolving credit utilized, total minimum debt payment to income ratio, proposed car payment to income ratio, previous car payment history -- the factors that push rates up and down are numerous. Given, our business only succeeds if you are comfortable with your loan terms we work very hard with our network of lenders to obtain terms you can live with.